This pumpkin chocolate chip bread is my go-to for those mornings when I need a little warmth and a touch of sweetness. It’s not fancy, just honest ingredients coming together into a loaf that feels like a small victory. I love the way the pumpkin keeps it moist, while the chocolate chips melt slightly, creating pockets of gooey richness with every slice.
Baking this bread feels like a quiet ritual—measuring out the spices, stirring the pumpkin into the batter, and waiting for that irresistible aroma to fill the kitchen. It’s perfect for breakfast, a snack, or even a cozy afternoon treat. Honestly, it’s the kind of simple pleasure that makes the day a little sweeter, especially when the house smells like toasted spices and melting chocolate.
This pumpkin bread is my secret weapon for cozy mornings when I need a little extra comfort. I love tossing in a handful of dark chocolate chips—no fancy tricks, just a good, honest loaf that feels like a hug in slices. It’s the kind of treat that makes even the gloomiest day a bit brighter, especially when the house smells like warm spices and melting chocolate.
A Cozy Breakfast Secret
- This loaf reminds me of fall mornings when the house fills with warm spices and the scent of baking pumpkin—such a grounding smell.
- Baking this makes me nostalgic for my grandma’s kitchen, where she’d toss chocolate chips into everything and call it a day.
- I love how a simple slice can turn a busy afternoon into a little moment of calm and sweetness.
- There’s a quiet pride in pulling a golden-brown loaf from the oven, knowing I made something cozy and real.
- Whenever I make this, I feel a tiny spark of joy, as if I’ve captured a slice of autumn in every bite.
The story behind this recipe
- This recipe was born out of a rainy weekend when I found myself craving something warm and familiar, but with a little twist. I wanted the pumpkin to shine through, but not overpower, and the chocolate chips to add that little surprise of sweetness. It’s a loaf I made on a whim, but it stuck around because everyone kept coming back for more.
- Baking this bread reminds me of late autumn afternoons, when the house smells like toasted spices and melted chocolate, filling every corner with cozy anticipation. It’s become a bit of a ritual—an unspoken comfort food that’s perfect for sharing or just savoring alone.
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Pumpkin Bread Trivia
- Pumpkin bread has roots in early 20th-century baking, where seasonal ingredients were used to stretch pantry staples.
- Chocolate chips became a baking staple after their invention in 1930 by Ruth Wakefield, inspiring countless sweet bread variations.
- This bread combines the American love for pumpkin in fall desserts with the universal appeal of chocolate, blending two comforting flavors.
- Historically, pumpkin was used in hearty breads by early American settlers, making this a modern twist on a classic ingredient.
Ingredient breakdown: key components
- Pumpkin: I love using canned pure pumpkin—it keeps the loaf moist and adds a deep, earthy sweetness. Swap with sweet potato if you want a milder flavor, but the moisture might shift.
- Chocolate Chips: I prefer dark chocolate for a rich, slightly bitter contrast to the sweet pumpkin. You could use white chocolate for a milder, creamier taste, but it won’t have that intense chocolate punch.
- Flour: All-purpose flour is my go-to—easy and reliable. If you need a gluten-free option, try almond flour, but expect a denser crumb and nuttier flavor.
- Spices: A blend of cinnamon, nutmeg, and a pinch of cloves makes the aroma pop. Skipping or reducing spices will make it less cozy, so adjust based on your preference.
- Oil: I use neutral oil like canola or vegetable to keep the bread tender. Swap with melted butter for richer flavor, but watch the moisture content as butter can make it denser.
- Sugar: Brown sugar adds a hint of caramel and moisture. If you prefer less sweetness, cut back or substitute with coconut sugar for a subtle caramel note.
- Baking Powder & Soda: These are my leavening heroes, giving the bread rise and fluffiness. Make sure they’re fresh—old leaveners can flatten the loaf’s rise.
Spotlight on key ingredients
Pumpkin:
- I love using canned pure pumpkin—it keeps the loaf moist and adds a deep, earthy sweetness. Swap with sweet potato if you want a milder flavor, but the moisture might shift.
- Chocolate Chips: I prefer dark chocolate for a rich, slightly bitter contrast to the sweet pumpkin. You could use white chocolate for a milder, creamier taste, but it won’t have that intense chocolate punch.
- Flour: All-purpose flour is my go-to—easy and reliable. If you need a gluten-free option, try almond flour, but expect a denser crumb and nuttier flavor.
Chocolate Chips:
- I prefer dark chocolate for a rich, slightly bitter contrast to the sweet pumpkin. You could use white chocolate for a milder, creamier taste, but it won’t have that intense chocolate punch.
- Pumpkin: I love using canned pure pumpkin—it keeps the loaf moist and adds a deep, earthy sweetness. Swap with sweet potato if you want a milder flavor, but the moisture might shift.
Notes for ingredient swaps
- Canned Pumpkin: I rely on smooth, canned pumpkin—it keeps the loaf moist and adds a deep flavor. Swap with roasted sweet potato if you want a milder, slightly sweeter note, but expect a different texture.
- Chocolate Chips: I prefer dark chocolate for its richness and slight bitterness. Use white chocolate for a sweeter, creamier experience, but it won’t have the same intense cocoa punch.
- Flour: All-purpose flour is most reliable here. For a gluten-free version, try almond or oat flour; expect a denser crumb and nuttier taste.
- Spices: A mix of cinnamon, nutmeg, and a pinch of cloves gives warmth. Reduce or omit for a subtler flavor, but your loaf might lose some cozy aroma.
- Oil: Neutral oils like canola or vegetable keep it tender. Swap with melted butter for richer flavor, but watch the moisture—batter may be slightly denser.
- Sugar: Brown sugar adds moisture and caramel notes. Cut back for less sweetness or substitute with coconut sugar for a subtle, toasted flavor.
- Leavening: Baking powder and soda are key for rise. Make sure they’re fresh—old leaveners can make the loaf dense and flat.
Equipment & Tools
- Loaf pan: Holds the batter during baking to shape the bread.
- Mixing bowls: Combine wet and dry ingredients separately for better mixing.
- Whisk and spatula: Mix ingredients thoroughly without overworking the batter.
- Toothpick or cake tester: Check for doneness of the baked loaf.
- Cooling rack: Allow the bread to cool evenly and prevent sogginess.
Step-by-step guide to pumpkin bread
- Preheat your oven to 175°C (350°F). Grease a 9×5 inch loaf pan with butter or non-stick spray, and lightly dust with flour to prevent sticking.
- In a large mixing bowl, whisk together 1 3/4 cups (220g) all-purpose flour, 1 teaspoon baking powder, 1/2 teaspoon baking soda, 1 teaspoon cinnamon, 1/2 teaspoon nutmeg, and a pinch of cloves. Set aside.
- In a separate bowl, combine 1 cup (240g) canned pumpkin puree, 2/3 cup (135g) light brown sugar, 1/4 cup (60ml) vegetable oil, 2 large eggs, and 1 teaspoon vanilla extract. Mix until smooth.
- Gradually add the wet ingredients into the dry ingredients, folding gently with a spatula until just combined. Do not overmix, or the bread may turn dense.
- Fold in 3/4 cup (135g) chocolate chips, ensuring even distribution. If you like a more chocolatey loaf, add a few more chips on top before baking.
- Pour the batter into the prepared loaf pan, smoothing the top with the spatula. Place in the oven and bake for 55-60 minutes. Check for doneness around 55 minutes.
- To test for doneness, insert a toothpick into the center of the loaf; it should come out clean or with a few moist crumbs. The crust should be golden and slightly cracked.
- Once baked, remove the bread from the oven and let it cool in the pan for 10 minutes. Then transfer to a wire rack and cool completely before slicing.
- Allow the bread to rest for at least 20 minutes to let the flavors settle and the crumb to firm up. Slice with a serrated knife and serve.
Let the bread cool fully on a wire rack before slicing. Serve at room temperature, optionally warmed slightly for a cozier bite.
How to Know It’s Done
- Crust is golden and cracked on top.
- Toothpick comes out clean from the center.
- Loaf feels firm but not dense when pressed lightly.

Pumpkin Chocolate Chip Bread
Ingredients
Equipment
Method
- Preheat your oven to 175°C (350°F) and grease a 9x5 inch loaf pan with butter or non-stick spray, then lightly dust with flour.
- In a large mixing bowl, whisk together the flour, baking powder, baking soda, cinnamon, nutmeg, and a pinch of cloves until evenly combined. This creates a flavorful dry base for your batter.
- In a separate bowl, stir together the canned pumpkin, brown sugar, vegetable oil, eggs, and vanilla extract until the mixture is smooth and slightly thickened, with a warm aroma filling the air.
- Pour the wet mixture into the dry ingredients and gently fold together with a spatula until just combined. Do not overmix—this keeps the bread tender and moist.
- Fold in the chocolate chips evenly throughout the batter, ensuring pockets of gooey chocolate will melt during baking.
- Pour the batter into your prepared loaf pan, smoothing the top with a spatula. The batter should fill the pan about three-quarters full and look thick but spreadable.
- Bake in the preheated oven for about 55 to 60 minutes, or until the top is golden brown and a toothpick inserted into the center comes out clean.
- Once baked, remove the loaf from the oven and let it cool in the pan for about 10 minutes, then transfer to a wire rack to cool completely. This helps the loaf set and prevents crumbling.
- After cooling, slice the bread with a serrated knife to reveal pockets of chocolate and a moist crumb. The aroma of warm spices and melting chocolate makes it irresistible.
- Enjoy a slice on its own or lightly toasted, savoring the soft texture and rich flavors of pumpkin and chocolate with every bite.
Tips and tricks for perfect bread
- Bolded mini-head: Use room temperature eggs to ensure even mixing and a smoother batter.
- Bolded mini-head: Gently fold in chocolate chips to prevent breaking them and to keep pockets of gooey goodness.
- Bolded mini-head: Avoid overmixing the batter; mix just until ingredients are combined to keep the bread tender.
- Bolded mini-head: Check for doneness with a toothpick; it should come out moist but with no wet batter, around 55-60 minutes.
- Bolded mini-head: For a shiny crust, brush the top with a little melted butter or sugar syrup immediately after baking.
- Bolded mini-head: Let the bread cool completely on a wire rack before slicing to prevent it from crumbling.
- Bolded mini-head: For extra moistness, wrap the cooled loaf in a clean towel overnight—perfect for next-day slices.
Common mistakes and how to fix them
- FORGOT to check oven temperature → Use an oven thermometer for accuracy.
- DUMPED in all ingredients at once → Mix wet and dry separately for even distribution.
- OVER-TORCHED the crust → Cover loosely with foil if edges brown too quickly.
- MISSED measuring the pumpkin → Use a standard 15 oz can for consistent moisture.
Quick fixes and pantry swaps
- When batter appears too thick → Splash in a little milk or water to loosen it.
- If loaf cracks unevenly → Patch with a smear of batter and gently smooth over.
- Over-baked crust shimmers too dark → Shield with foil for last 10 minutes of baking.
- Forgot to add chocolate chips → DUMP in a handful quickly, fold gently, then continue mixing.
- When bread feels dense → Rescue by slicing thin and toasting for added texture.
Prep, store, and reheat tips
- Prep the batter a day in advance; keep covered in the fridge to develop deeper flavors and save time on baking day.
- Store the cooled bread in an airtight container at room temperature for up to 2 days; it stays moist and fragrant. Reheat briefly in the oven at 175°C (350°F) until warm and fragrant again, about 8-10 minutes.
- For longer storage, wrap tightly in plastic wrap and freeze up to 3 months. Thaw at room temperature, then rewarm in the oven for a soft, gooey center and a crispy crust.
- The bread tastes even better the next day, with the pumpkin’s sweetness mellowing slightly and the chocolate chips firming up, creating a richer bite. Just warm before serving for best sensory experience.
- Refrigerate sliced leftovers in an airtight container for 3-4 days. Reheat in the oven or toaster oven for a cozy, melty chocolate experience, watching for bubbling edges.
Top questions about pumpkin bread
1. Can I substitute fresh pumpkin for canned?
Using canned pumpkin gives a moist, tender crumb and a rich, earthy flavor. Swap with mashed sweet potato for a milder, sweeter taste, but expect a slightly different texture.
2. What’s the best chocolate for this bread?
Chocolate chips add gooey pockets of sweetness. Dark chocolate provides a rich contrast, white chocolate makes it creamier, but won’t have the same depth.
3. Can I make this gluten-free?
All-purpose flour keeps it light and reliable. For gluten-free, try almond or oat flour; expect a denser texture and nuttier flavor.
4. Can I skip the spices?
Spices like cinnamon and nutmeg warm up the bread’s flavor. Reducing or skipping spices will make it less cozy, so adjust based on your taste.
5. Can I use butter instead of oil?
Use neutral oils like vegetable or canola for tenderness. Swap with melted butter for richer flavor, but watch the moisture as it can make the crumb denser.
6. Can I reduce the sugar?
Brown sugar adds moisture and caramel notes. Cut back for less sweetness or use coconut sugar for a toasted, nutty flavor.
7. How do I know my leavening is fresh?
Ensure baking powder and soda are fresh for proper rise. Old leaveners can make the loaf flat and dense.
8. How do I know when it’s done?
Bake at 350°F (175°C) until the crust is golden and a toothpick comes out clean, about 55-60 minutes.
9. Should I let it cool before slicing?
Cool the bread completely on a wire rack before slicing to prevent crumbling and to develop flavor.
10. How should I store leftovers?
Store in an airtight container at room temperature for up to 2 days. Reheat briefly in the oven for fresh aroma and warmth.
This pumpkin chocolate chip bread feels like a little act of kindness, especially when it’s cold outside and the house smells like spices and melting chocolate. It’s honest, simple, and somehow makes the day feel a bit softer. I keep coming back to it, especially in autumn, because it’s a reminder that comfort can be straightforward and homemade.
Sharing a slice is almost always a quiet gesture—no fuss, just good flavors and a warm crumb. It’s one of those recipes that sticks around because it’s reliable and familiar, yet always a tiny celebration of seasonal ingredients and cozy mornings.