Chocolate Chip Banana Bread Recipe

Using overripe bananas and a splash of bourbon might seem unconventional, but it’s a little twist that adds real depth to a humble banana bread. I love how the bourbon’s smoky, caramel notes mingle with the sweetness, making each bite feel more layered, more grown-up. It’s a way to elevate something familiar into a small, spirited treat that surprises you with every slice.

This recipe is also about the beauty of improvisation. I often keep a few overripe bananas on the counter, waiting for the moment they turn black and soft, perfect for baking. The bourbon is optional, but I find it amplifies the rich, fruity aroma and gives the bread a subtle complexity that lingers long after the last crumb.

Using overripe bananas and a splash of bourbon to add depth and complexity to classic banana bread, transforming it from simple comfort to a subtly spirited dessert.

A twist of bourbon and bananas

  • Baking this bread always takes me back to lazy Sunday mornings in my childhood home, where the smell of bananas and melting chocolate filled the air.
  • There’s a quiet pride in pulling a golden, crackly-topped loaf out of the oven, knowing I turned overripe bananas into something utterly comforting.
  • I love how the melted chocolate pockets surprise every bite—like tiny eruptions of sweetness amid the tender crumb.
  • This recipe became my go-to during hectic weeks; it’s forgiving, forgiving enough to adapt with whatever nuts or chips I have on hand.
  • Sharing slices warm with a smear of butter feels like passing on a little piece of homemade joy that’s simple but deeply satisfying.

The story behind this recipe

  • This banana bread recipe was born out of a lazy weekend when I had a bunch of bananas that were just past their prime, and I needed something comforting but quick. I’ve always loved the way melting chocolate and ripe bananas come together—like a little bit of chaos tamed into sweetness. Over the years, I’ve tweaked it, adding a touch of vanilla and a handful of walnuts, but the core remains the same: simple, honest, and forgiving.
  • There’s something about the smell of bananas turning soft in the oven, mixed with warm chocolate that feels like an instant hug. I remember the first time I made this for friends, and how everyone reached for seconds—it’s a reminder that good things don’t need fancy ingredients, just a little patience and a warm oven.
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Trivia and Historical Notes

  • Chocolate chip banana bread became popular during the 1930s when baking soda and baking powder were widely available, making quick bread recipes accessible to home cooks.
  • The addition of chocolate chips to banana bread likely originated in the United States, inspired by the rise of chocolate chip cookies in the 1930s, blending two beloved flavors into one loaf.
  • Bananas used in banana bread were once considered a waste product before refrigeration and global trade made ripe bananas more accessible, turning overripe fruit into a baking staple.
  • In some cultures, banana bread is seen as a way to repurpose leftover ripe bananas, turning what might be discarded into a sweet, comforting treat enjoyed across generations.

Ingredient breakdown

  • Bananas: I prefer super ripe, almost black bananas—they mash easily and add a deep, caramelized flavor that’s hard to beat. If yours aren’t very ripe, add a tiny splash of lemon juice to brighten the flavor.
  • Chocolate chips: I use semi-sweet for a balanced sweetness, but dark chocolate chips give a richer, more intense cocoa hit—especially when melty and gooey. Don’t skimp; they’re the surprise in every bite.
  • Flour: All-purpose is my go-to—trust me, whole wheat makes it denser and less tender. If you want a bit more nutrition, swap half for whole wheat, but keep the baking time in check.
  • Butter: I melt it and swirl it into the batter—adds richness and helps create that tender crumb. You could swap with coconut oil for a subtle tropical note, but the bread might be a touch denser.
  • Sugar: I use a mixture of brown and white for depth—brown adds molasses richness, and white keeps it light. Adjust to your sweetness preference—less for a more subdued flavor, more for a dessert-like loaf.
  • Eggs: They bind everything together and keep the crumb moist. If you’re vegan, try applesauce or mashed avocado—just expect a slightly different texture and flavor.
  • Baking soda: It’s the magic leavening—makes the bread rise and gives it that airy texture. Be sure it’s fresh, or your loaf might come out dense and flat.

Spotlight on key ingredients

Bananas:

  • I look for bananas that are deeply black and soft—perfect for mashing and adding a caramel sweetness. If yours are less ripe, a squeeze of lemon juice helps brighten and soften.
  • Chocolate chips: I prefer semi-sweet chips—they melt into pockets of gooey richness, contrasting the tender crumb. For an intense cocoa hit, use dark chocolate, especially when slightly melted in the warm bread.

Chocolate chips:

  • I love how they create bursts of sweet, melty goodness in every slice. They should be plump and shiny—less than fresh chips tend to lose their sheen and melt less effectively.
  • Flour: My go-to is all-purpose. It gives the bread a tender, airy crumb. Swap with whole wheat if you want a denser, nuttier loaf—just keep an eye on baking time since it may need a few extra minutes.

Notes for ingredient swaps

  • Dairy-Free: Swap butter for coconut oil or vegan margarine. The bread will be slightly denser with a hint of coconut aroma.
  • Sugar Alternatives: Use honey, maple syrup, or coconut sugar. Expect a slightly moister crumb and a different sweetness profile.
  • Gluten-Free: Replace all-purpose flour with a blend of almond flour and gluten-free oat flour. The texture will be more tender but denser.
  • Chocolate: Substitute chocolate chips with chopped nuts, dried fruit, or omit altogether for a less sweet version.
  • Bananas: If bananas aren’t very ripe, add a splash of lemon juice to boost flavor and sweetness.
  • Eggs: Use flaxseed or chia seed gel (1 tablespoon ground seeds + 3 tablespoons water per egg) for vegan-friendly binding.
  • Add-ins: Incorporate chopped walnuts, pecans, or dried cranberries instead of or alongside chocolate chips for varied texture and flavor.

Equipment & Tools

  • Oven: Bake the bread evenly at 180°C (350°F).
  • Loaf pan: Shape and contain the batter during baking.
  • Fork or potato masher: Mash the bananas smoothly.
  • Mixing bowls: Combine wet and dry ingredients.
  • Whisk or spatula: Mix ingredients thoroughly without overworking the batter.
  • Toothpick or cake tester: Check for doneness in the center.
  • Cooling rack: Cool the bread evenly and prevent sogginess.

Step-by-step guide to banana bread

  1. Preheat your oven to 180°C (350°F). Grease a 9×5 inch loaf pan with butter or non-stick spray and set aside.
  2. In a large bowl, mash 3 overripe bananas with a fork until smooth. They should be soft, fragrant, and slightly brown at the edges.
  3. Add 1/2 cup melted unsalted butter to the mashed bananas. Stir to combine until the mixture looks glossy and well-incorporated.
  4. Mix in 3/4 cup sugar (a blend of brown and white works well). Taste for sweetness—adjust if you prefer it a tad sweeter.
  5. Crack in 2 large eggs, one at a time, whisking gently after each addition. The batter should look slightly fluffy and cohesive.
  6. Stir in 1 tsp vanilla extract and 1/2 tsp salt. These deepen the flavor and balance the sweetness.
  7. In a separate bowl, whisk together 1 1/2 cups all-purpose flour and 1 tsp baking soda. Sift or whisk to combine evenly.
  8. Gradually fold the dry ingredients into the wet mixture just until combined. Do not overmix—the batter should be lumpy but smooth enough to pour.
  9. Add 1 cup semi-sweet chocolate chips (or chunks) and gently fold them in. The batter will be thick but pourable.
  10. Pour the batter into the prepared loaf pan, spreading it evenly. Tap the pan gently on the counter to settle the batter and remove air bubbles.
  11. Bake for 55-65 minutes. The top should be golden brown, and a toothpick inserted into the center should come out clean or with moist crumbs.
  12. Check the bread around the 55-minute mark. If the top is browning too quickly, tent loosely with foil. If the toothpick isn’t clean, bake a few minutes longer.
  13. Once baked, remove from oven and let the bread rest in the pan for 10-15 minutes. This helps set the crumb and makes slicing cleaner.
  14. Transfer the bread to a wire rack and cool completely before slicing. Warm slices are tempting but can be a little crumbly.
  15. Finish with a drizzle of melted chocolate or a light dusting of powdered sugar if desired. Serve slightly warm or at room temperature.

Allow the bread to cool in the pan for 10-15 minutes, then transfer to a wire rack. Let it cool completely before slicing to prevent crumbling. Serve slices warm or at room temperature, optionally drizzled with melted chocolate or dusted with powdered sugar.

How to Know It’s Done

  • Golden-brown crust with slightly cracked top.
  • Toothpick inserted in center comes out clean or with moist crumbs.
  • Loaf feels firm but springs back when gently pressed.

Banana Bourbon Chocolate Chip Bread

This banana bread features overripe bananas mashed into a moist, tender loaf, enhanced with a splash of bourbon for added depth and flavor. The batter is mixed gently, then baked until golden and topped with gooey chocolate chips, resulting in a rich, slightly spirited treat with a crackly crust and soft crumb.
Prep Time 15 minutes
Cook Time 1 hour
Total Time 1 hour 15 minutes
Servings: 8
Course: Main Course
Cuisine: American
Calories: 310

Ingredients
  

  • 3 pieces overripe bananas deeply black and very soft
  • 1/2 cup unsalted butter melted
  • 3/4 cup sugar brown and white mixed
  • 2 large eggs at room temperature
  • 1 tsp vanilla extract
  • 1/2 tsp salt
  • 1 1/2 cups all-purpose flour
  • 1 tsp baking soda
  • 1 cup semi-sweet chocolate chips plump and shiny
  • 1 splash bourbon optional, adds depth

Equipment

  • Oven
  • Loaf pan
  • Fork or potato masher
  • Mixing bowls
  • Whisk or spatula
  • Toothpick or cake tester
  • Cooling rack

Method
 

  1. Preheat your oven to 180°C (350°F). Grease a 9x5 inch loaf pan and set aside.
  2. Peel and mash the overripe bananas in a large mixing bowl with a fork or potato masher until smooth and fragrant—look for a rich, dark color and soft texture.
  3. Pour the melted butter into the mashed bananas and stir until well combined, creating a glossy, fragrant mixture.
  4. Stir in the sugar mixture, blending it into the wet ingredients until evenly incorporated and the mixture is slightly thickened.
  5. Add the eggs one at a time, whisking gently after each addition, until the batter is smooth and slightly fluffy.
  6. Stir in the vanilla extract, salt, and a splash of bourbon if using, for added depth and aroma.
  7. In a separate bowl, whisk together the flour and baking soda until combined, then gently fold into the wet mixture just until no dry streaks remain—be careful not to overmix.
  8. Gently fold in the chocolate chips, distributing them evenly throughout the batter without overworking it.
  9. Pour the batter into your prepared loaf pan, spreading it evenly with a spatula, and tap the pan gently on the counter to remove any air bubbles.
  10. Bake for 55-65 minutes, until the top is golden brown and a toothpick inserted into the center comes out with moist crumbs.
  11. Remove the bread from the oven and let it cool in the pan for 10-15 minutes, then transfer to a wire rack to cool completely and set the crumb.
  12. Slice the bread once cooled, serve warm or at room temperature, and enjoy the rich aroma and gooey chocolate pockets in every bite.

Pro tips for perfect banana bread

  • Bolded: Use room temperature eggs to ensure a smooth, even batter that mixes quickly.
  • Bolded: Gently fold in chocolate chips to prevent them from sinking and to keep the batter airy.
  • Bolded: Mix dry ingredients separately to avoid overworking the batter, which can make the bread dense.
  • Bolded: Tap the loaf pan on the counter before baking to release air bubbles and promote an even rise.
  • Bolded: Keep an eye on the bread around 55 minutes; tent with foil if it browns too quickly to avoid over-torched crust.
  • Bolded: Use a toothpick inserted into the center—if it comes out with moist crumbs, it’s perfectly baked.
  • Bolded: Cool the bread in the pan for 10-15 minutes before transferring to a rack; this helps set the structure and prevents crumbling.

Common Mistakes and How to Fix Them

  • FORGOT to check oven temperature → Use an oven thermometer for accuracy.
  • DUMPED in all ingredients at once → Mix wet and dry separately, then combine gently.
  • OVER-TORCHED the crust → Cover loosely with foil if browning too fast.
  • UNDER-mixed the batter → Fold until just combined to avoid dense pockets.

Quick fixes and pantry swaps

  • If batter is too thick, splash in a teaspoon of milk to loosen it.
  • When bread cracks unevenly, gently tap the pan to even out the rise.
  • Splash a little lemon juice on bananas if they aren’t very ripe—brightens flavor.
  • Patch cracks on the surface with a drizzle of melted chocolate for a prettier finish.
  • Shield the top with foil if it browns too quickly before the center is done.

Prep, store, and reheat tips

  • Prep the mashed bananas and measure out chocolate chips a day ahead; keep refrigerated to prevent browning and maintain freshness.
  • Wrap cooled banana bread tightly in plastic wrap or foil; store at room temperature for up to 2 days, or in the fridge for 4–5 days, where it develops a slightly firmer crumb.
  • For longer storage, freeze slices or whole loaf wrapped airtight for up to 3 months; thaw at room temperature and reheat gently if desired.
  • Reheat slices in a low oven (about 150°C/300°F) for 10 minutes, or microwave in 20-30 second bursts until warm and fragrant—watch for melting chocolate.

Top questions about banana bread

1. Can I use less ripe bananas?

Use super ripe bananas with dark spots for the best flavor and moisture. They mash easily and add a caramel sweetness that’s hard to beat.

2. Can I substitute chocolate chips with nuts?

Chocolate chips should be semi-sweet for a good balance. Dark chocolate adds richness, and look for shiny, plump chips that melt well.

3. What about using oil instead of butter?

Yes, you can swap butter with coconut oil or vegan margarine. Expect a slightly denser crumb and a coconut aroma in the bread.

4. How long does banana bread last?

Freeze leftover banana bread slices for up to 3 months. Reheat in the oven or microwave until warm and fragrant, about 20 seconds in microwave.

5. Why does my bread turn out dense?

Mix dry ingredients separately to avoid overworking the batter. Fold in chocolate chips gently to keep the batter airy and prevent sinking.

6. How do I know when it’s baked?

Check for doneness at 55 minutes; the top should be golden, and a toothpick inserted in the center should come out with moist crumbs.

7. Any tips for mixing the batter?

Use room temperature eggs for a smoother batter. Gently fold in chocolate chips to prevent sinking, and tap the pan before baking to release air bubbles.

8. Should I let the bread cool before slicing?

Cool the bread in the pan for 10-15 minutes, then transfer to a wire rack. This helps set the crumb and makes slicing easier.

9. How do I prevent over-browning?

Use a toothpick or cake tester to check doneness. The bread is ready when it’s golden, and the tester comes out with moist crumbs.

10. Can I add other ingredients?

Add a splash of lemon juice to less ripe bananas to brighten the flavor and help them mash smoothly.

This chocolate chip banana bread isn’t just a treat; it’s a little bit of comfort baked into every slice. The aroma alone—rich, buttery, with just a hint of melting chocolate—makes the house feel warmer, more inviting. It’s perfect for when you want something familiar but with a tiny twist of indulgence.

Baking this loaf reminds me that good things often come from simple ingredients and a bit of patience. Whether it’s breakfast, a snack, or a cozy ending to a day, a warm slice with a smear of butter feels like a small, honest reward. Sometimes, that’s all you really need.

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